"A series to build strong financial habits early on in life! How can I make money? What is inflation? What is the difference between a debit card and a credit card? Economics--and more specifically, money--play such a large role in our lives. Yet there are many mysteries and misconceptions surrounding the basic concepts of finance and smart money management. This A True Book series offers students the know-how they'll need to start on the road to financial literacy-a crucial skill for today's world. Interesting information is presented in a fun, friendly way--and in the simplest terms possible--which will enable students to build strong financial habits early on in life. Understanding how to make a budget, how credit cards work, and how to avoid scams are just three critical financial literacy skills that all kids should have. Did you know that the first credit card was introduced in 1950? Or that American consumers lost more than $5 billion to frauds in 2021? Learn all this and more in Spending Money--a book that gives kids the confidence and know-how they need to manage their finances"--